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About Us

Consolidated Credit Counseling Services of Canada, Inc., founded in 2005, is an industry leader in providing credit counselling and debt management programs throughout Canada.

Credit Counselling Success Stories

Here are more of our credit counselling success stories:

First and foremost, Thank You Very much to everyone at consolidated, for their professionalism, and kindness in regards by helping anyone with their debt problems. Thank you.

My financial situation is not different from anyone, starts out with a line of credit, two credit cards, next thing I know that I am just spinning my wheels just making the minimum payment each month. Stress brings desperation, call my bank ask for a small loan, got turned down, which lead me to Consolidated’s debt counselling program.

They assured me in less than five years I will be debt free, with a small monthly payment, I’m so happy to say that time is here - I’m debt free. Read more about this story.

Hilarian R.

I am writing you today to advise you of the outstanding job that Muriel has done on my behalf since my acceptance into the Consolidated Credit Counselling program. When everyone else would attempt possible solutions at getting all of my creditors to come on board Muriel took me under her wing and guided me through to the end of a very long year. She worked with me and for me until she found a solution to any of the hold out creditors that gave me trouble to the end. She made suggestions, requested information and followed through with the information she obtain until such time that my creditors finally agreed to join the program. I now have one payment....no continuous calls from creditors demanding payments and am now back on the road to financial recovery. Read more about this story.

Janet A.

I wanted to take a moment to say ‘thanks’ to everyone at Consolidated for helping me to get a handle on my debts.

When I first called I was constantly stressed and was receiving collection calls from my creditors on a constant basis. Taking cash advances from one creditor to pay another. I did not know how I was going to get through this until I heard a commercial one day driving to work and I thought “what the heck it cannot be any worse than what I am dealing with right now.” Consolidated managed to obtain either a 0% interest rate or very close to that for almost all of my creditors.

The kindness and compassion displayed by your counsellors was unbelievable. They never judged me because of the situation I was in which was a first. They were always there and willing to help with any situation that occurred. Read more about this story.

Marianne D.

At the time when I joined Consolidated I had been trying to pay off my debt for about 3 years and felt that I was not making any headway. I then saw a commercial which spoke about "being on a treadmill" and realized that was me! Before joining I was feeling hopeless. Your program gave me back my hope.

1.- While on the program I have learned to budget. For example, I now use grocery shopping lists and avoid impulse buying.

2.- Your counsellors were very patient, kind and professional. Whether I needed to postpone a payment, or when a creditor was calling me instead of Consolidated, they where with me all the way. Read more about this story.

Roberto J-A

If you would like to share your success story, please submit it to Jeffrey Schwartz at: jschwartz@consolidatedcredit.ca


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We are a proud member of The Canadian Association of Credit Counselling Services (CACCS), the National Voice for Not-For-Profit Credit Counselling. As a CACCS member, you can trust that our Certified Credit counsellors and Financial Fitness Coaches will provide the best in professional, independent and unbiased personal financial expertise. We’ve helped over 500,000 people with their debts issues, call us today and see what we can do for you.
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Consolidated Credit Counseling of Canada is proud to be a member and support the Toronto Board of Trade. Founded in 1845, the Toronto Board of Trade is Canada’s largest local chamber of commerce. We share their vision, passion and commitment to serving the community and to foster economic and social welfare of the City of Toronto. Call us today and see what we can do for you.

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We are proud members of the Ontario Association of Credit Counseling Services (OACCS). OACCS sets the standard of required expertise for the financial counseling industry and the only organization to offer the exclusive professional designation of Accredited Financial Counsellor Canada (AFCC). With over 500,000 people helped, you can be assured that we can find the right solution for you. Call us today.
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Time tested and customer trusted. Consolidated Credit Counseling Services of Canada, Inc has been a BBB Accredited Business since 2008 and has a current A rating.
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