Success Stories
My name is Roxanne M. from Crowsnest Pass, AB
Everyone can attest to the financial strain in this economy is some days hard to
handle. I accumulated $25,000 in credit card debt. Although I tried to use the cards
in emergency situations, after a while they were happening far too frequently and
I was unable to keep up with payment demands.
I own horses and other pets. Between my children’s needs and the horses veterinary
bills money was tight. The cost of school fees, bussing, activities and the loss
of my son became too much for me to bear. I was soon unable to provide the level
of care I wanted for my family. I was watching TV and during the broadcast Consolidated
Credit’s advertisement came across the screen. To be completely honest, I thought
this was a farce and brushed it off. However, after a few days of watching the commercial
and knowing I needed to put my finances in order I called, what did I have to lose?
I was greeted by a very knowledgeable counsellor at the end of the line who was
so helpful explaining how the program worked. I provided the Counsellor with a list
of creditors and the balances owing to each plus my monthly income and expenses.
Together, we prepared a budget. At this point, my monthly payments to each credit
card company were in the hundreds of dollars. Consolidated Credit contacted each
creditor, within a few days of my initial call I was given a more affordable consolidated
monthly payment and my interest charges were either reduced or eliminated. I was
pleasantly pleased to say the least. There were times when I could not meet my new
monthly payment, one call to my Counsellor and we arranged to move the due date
later in the month when I was in a better position financially and without any repercussions
from my creditors.
Now after three short years I am debt free! My final payment was made in October
2010. The time went fast and I learned how to live with a budget and use cash and
debit only - no more credit cards. Yes, it can be done!
I am proud to say I am still credit card debt free and see no reason to repeat the
past now that a new way of life has found me. The program was so helpful and the
people so courteous. I think of the past three years as a successful weight loss
program. Instead of learning how to eat properly, I learned how to better manage
my money and now read the fine print on contracts more diligently before signing
on the dotted line. Thanks to Consolidated Credit I can sleep at night.
I encourage anyone who is having debt management troubles to contact Consolidated
Credit Counseling Services of Canada.
Roxanne M. from Crowsnest Pass, AB
If you would like to share your success story, please submit it to Jeffrey Schwartz at: jschwartz@consolidatedcredit.ca
