Debt Management Services

Credit Card Information

Please enter the following information from your most recent Credit Card Statement.

This is the total amount you owe on your credit card. This information can be found on your credit card statement. even animations. Credit Card Balance:

$

This is the Annual Interest Rate (aka. APR or Annual Percentage Rate) you pay on the balance you carry on your credit card. This information can be found on your credit card statement. Annual Interest Rate:

%

Option 1: Minimum Monthly Payment Only

This option will provide an estimate of how long it will take to pay off your credit card and the amount of interest you can expect to pay if you make only the minimum monthly payment each month.

The Minimum Dollar Amount is the minimum fixed dollar amount that you are required to pay toward your outstanding credit card balance each month. This minimum payment requirement should be specified in the Credit Card Agreement Disclosure. IE: If your agreement reads: "your minimum payment will be 2% of the balance or $10, whichever is higher." Then “10” is the amount you should enter as your Minimum Dollar Amount. Minimum Dollar Amount:	$
The Minimum Monthly Percentage is the percentage used to determine the minimum amount that you are required to pay toward your outstanding credit card balance each month This minimum payment requirement should be specified in the Credit Card Agreement Disclosure. IE: If your agreement reads: "your minimum payment will be 2% of the balance or $10, whichever is higher." Then “2” is the amount you should enter as your Minimum Monthly Percentage. Minimum Monthly Percentage:	% (whichever is greater)

Based on the information that you've provided your first minimum payment amount is: $0.00. Your minimum monthly payment will decrease as you pay off your balance.

Option 2: Minimum Monthly Payment Plus an Additional Amount Each Month

Minimum Monthly Payment Plus an Additional Amount Each Month This option will provide an estimate of how long it will take to pay off your credit card and the amount of interest you can expect to pay if you make the minimum monthly payment plus an additional amount each month.

Minimum Payment + Fixed amount (i.e. $10)

The extra money you are willing and able to spend above your minimum monthly payment each month to pay towards your credit card balance. Additional Monthly Payment:	$
This is the calculated value for your first minimum monthly payment. Your minimum monthly payment will decrease as you pay off your balance. First Minimum Monthly Payment:	+ $
Total	= $

Option 3: Fixed Monthly Payment

This option will provide an estimate of how long it will take to pay off your credit card and the amount of interest you can expect to pay if you make a fixed monthly payment each month.

Fixed payment each month (i.e. $300)*

*Payment stays the same, and must be the same as or greater than your current minimum payment.

This is the highest amount of money you are willing and able to spend each month towards your credit card balance. Fixed Monthly Payment:

$