Debt Management

How Debt Management Works

The Consolidated Credit Debt Management Program helps consumers when they have too much unsecured debt such as credit card debts.

Lower Interest rates and stress!

Our trained credit counsellors review your financial information and then work with your creditors to arrange reduced monthly payments, interest charges and fees for your unsecured debt. This will translate into savings of hundreds, may be thousands of dollars.

Imagine the relief of one monthly payment!

You make a single monthly payment to Consolidated and those funds are then disbursed to all creditors on a monthly basis. As proof that your payments were made, you may continue to receive monthly account statements from those creditors.

If you decide to enroll in the program, a professionally trained counsellor will analyze your financial situation with you.

Why Wait? See For Yourself!

Receive a personalized Free Budget & Debt Analysis now and take your first step towards achieving freedom from debt.

Please note: To enter our Debt Management Program, there are a few restrictions imposed by your creditors in exchange for lowering your interest rates and waiving fees. The accounts you place under consolidation must be closed. Your creditors will not permit further charges on these accounts after lowering or eliminating the interest rates. Also, you may not apply for any new credit cards while in the program. If you must keep one card open for business purposes, please discuss your situation with one of our counsellors.