Frequently Asked Questions

Everything you need to know about how Consolidated Credit can help you become debt-free

Coming to this website is an important first step in taking control of your financial future. As a registered charitable non-profit organization, our main goal is to provide personal financial education and tools that have so far helped over 500,000 Canadians tackle their debt.

You probably have a lot of questions about how we do this. At Consolidated Credit, we recognize that trust and credibility are very important. We have created this FAQ section so that we can answer any questions that you might have about us, our services, and personal finance.

We have made every effort to answer as many questions as possible, but personal finances will vary from person to person and we can’t answer everything on our website. If you’d like a free, personalized consultation with a trained credit counsellor, give us a call at and we can answer any specific questions that you might have. You can also try our Free Debt Analysis online.

If we have answered you’re questions and you would like to call us and find out about your best path to financial freedom, you can speak to a trained credit counsellor today by dialing or get things started online by using our Free Debt Analysis.

Consolidated Credit Counseling Services of Canada, Inc has been verified as the owner or operator of the Web site located at www.consolidatedcredit.ca. Official records confirm Consolidated Credit Counseling Services of Canada, Inc as a valid business. Call us today and see what we can do for you.

We are a proud member of the Canadian Association of Credit Counselling Services (CACCS), the national voice for not-for-profit credit counselling services. As a CACCS member, you can trust that our trained credit counsellors strive to provide the best in professional, independent and unbiased personal finance services. We’ve helped hundreds of thousands of Canadians find relief from debt. Call us today to find out if we can help you.

Consolidated Credit Counseling of Canada is proud to be a member and support the Toronto Board of Trade. Founded in 1845, the Toronto Board of Trade is Canada’s largest local chamber of commerce. We share their vision, passion and commitment to serving the community and to foster economic and social welfare of the City of Toronto. Call us today and see what we can do for you.

CCA logo

Consolidated Credit Counseling Services of Canada is accredited by the Canadian Centre for Accreditation – a national organization responsible for ensuring excellence in community service. We meet CCA’s high standards of service and accountability. Give us a call today and find out what we can do for you.

We are proud members of the Ontario Association of Credit Counseling Services (OACCS). OACCS sets the standard of required expertise for the financial counseling industry and the only organization to offer the exclusive professional designation of Accredited Financial Counsellor Canada (AFCC). With over 500,000 people helped, you can be assured that we can find the right solution for you. Call us today.

Time tested and customer trusted. Consolidated Credit Counseling Services of Canada, Inc has been a BBB Accredited Business since 2008 and has a current A+ rating. Call us today and see what we can do for you.

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AFCC (Accredited Financial Counsellor Canada)

AFCC (Accredited Financial Counsellor Canada) is a distinguished professional designation, indicating that a counsellor has successfully completed the program and has specialized knowledge, unique skills and expertise as a qualified Credit Counsellor.

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