Learning How To Budget

Budgeting will make your financial dreams a reality

A detailed budget should be a constant companion throughout your life. From your childhood allowance to your first paycheque and throughout retirement, a budget can help keep you on track financially. Without a budget, it can be easy to overspend and fall into debt.

A budget is the most effective way to know exactly where your money is being spent. It will help you track your spending and saving habits. After implementing a budget into their lives, many people are able to cut out wasteful spending that is preventing them from achieving financial success.

If you want individual advice about budgeting, or if you are dealing with issues related to debt, Consolidated Credit is here to help. Call us today at or fill out a free Debt & Budget Analysis online.

Budgeting made easy

Making a budget is the best investment you will ever make. A detailed account of your spending and saving habits will help you keep an eye on your money so that you can chose what to do with it, instead of living paycheque to paycheque. Our Budgeting Made Easy guide will get you started with a budget so you can get on the road to financial success.

Budgeting for kids

There’s an old proverb that states – “the habits of a 3-year old will last until the age of 80″. With this in mind, why not start teaching your children how to budget from a young age. You will be giving them a foundation of fiscal responsibility and accountability that they will carry with them for the rest of their life.

Budgeting app

Consolidated Credit is committed to helping Canadians stay on track financially in our fast-paced modern world. Our iPhone budgeting app is a convenient tool you can use on the go to keep track of your financial goals.

Need more help?

It’s simple but it’s not easy. If you are struggling with balancing your budget or falling behind with your debt obligations, Consolidated Credit is here to help. Don’t hesitate to call us today at for a free consultation with a trained credit counsellor. Or, you can get started now by filling out a free Debt & Budget Analysis online.

Consolidated Credit Counseling Services of Canada, Inc has been verified as the owner or operator of the Web site located at www.consolidatedcredit.ca. Official records confirm Consolidated Credit Counseling Services of Canada, Inc as a valid business. Call us today and see what we can do for you.

We are a proud member of the Canadian Association of Credit Counselling Services (CACCS), the national voice for not-for-profit credit counselling services. As a CACCS member, you can trust that our trained credit counsellors strive to provide the best in professional, independent and unbiased personal finance services. We’ve helped hundreds of thousands of Canadians find relief from debt. Call us today to find out if we can help you.

Consolidated Credit Counseling of Canada is proud to be a member and support the Toronto Board of Trade. Founded in 1845, the Toronto Board of Trade is Canada’s largest local chamber of commerce. We share their vision, passion and commitment to serving the community and to foster economic and social welfare of the City of Toronto. Call us today and see what we can do for you.

CCA logo

Consolidated Credit Counseling Services of Canada is accredited by the Canadian Centre for Accreditation – a national organization responsible for ensuring excellence in community service. We meet CCA’s high standards of service and accountability. Give us a call today and find out what we can do for you.

We are proud members of the Ontario Association of Credit Counseling Services (OACCS). OACCS sets the standard of required expertise for the financial counseling industry and the only organization to offer the exclusive professional designation of Accredited Financial Counsellor Canada (AFCC). With over 500,000 people helped, you can be assured that we can find the right solution for you. Call us today.

Time tested and customer trusted. Consolidated Credit Counseling Services of Canada, Inc has been a BBB Accredited Business since 2008 and has a current A+ rating. Call us today and see what we can do for you.

View the Consolidatedcredit.ca review status

AFCC (Accredited Financial Counsellor Canada)

AFCC (Accredited Financial Counsellor Canada) is a distinguished professional designation, indicating that a counsellor has successfully completed the program and has specialized knowledge, unique skills and expertise as a qualified Credit Counsellor.

You can save!

With this amount of debt, you'd pay around $xx.xx on a DMP.

FREE Debt Consultation