Budgeting 101:

Your Money Guide For Getting Through School

Budgeting Made Easy:

What You Need to Know

Learn how to successfully manage your money and avoid credit problems. This guide will give you money management techniques that can put you in control of your money and help you plan for a successful financial future.

We’ve created this guide with two purposes in mind:

1. To help you create a successful budget and follow it

2. To give you proven strategies for avoiding too much debt

Did you know...

• A student who acquires a Bachelors degree typically owes $19,500 in government student loans?
  
  
• 24% of that population claims having trouble paying back that debt?
  
  
• Masters degrees often cost twice the amount of a bachelor’s degree? (Source: Bankrate.ca)

But just because budgeting is challenging that doesn't mean you can't do it. In fact, now is a great time to learn how to create and live within a budget. After all, you've gone to school to create a successful future. Learning how to budget is one of the lessons that will stick with you long after you've graduated.

If you don't learn to manage your money now, the headaches your debts create may stay with you for a long time.

At Consolidated Credit Counseling Services of Canada Inc., we help many University students and recent graduates who are deep in debt from student loans and credit cards. We want to help you and other students avoid problems and become financially successful.

We've created this guide with two purposes in mind:

• To help you create a successful budget and use it.
  
  
• To give you proven strategies for avoiding too much debt.
  
  

Making the most of your money in school can be tough. You may also have to rely on student loans, your savings, a full or part-time job, or help from your parents to make ends meet. The money you do bring in may come in spurts rather than in a steady stream. And you may be paying for things you used to take for granted at home, like a place to live or food to eat.

But just because budgeting is challenging, that doesn’t mean you can’t do it. In fact, now is a great time to learn how to create and live within a budget. After all, you are going to school to create a successful future.

Learning how to budget is one of the lessons that will stick with you long after you’ve graduated. If you don’t learn to manage your money now, the headaches your debts create may stay with you for a long time.