Don’t let the 'Trick' in Halloween be Your Credit Card Statement
Consolidated Credit Counseling Services of Canada Offers Some Halloween Budgeting 'Tricks and Treats'
Wednesday, September 29, 2010
These items may not be a part of the typical household budget, but Consolidated Credit Counseling Services of Canada has some tricks so your kids can enjoy their treats!
"Most Canadians tend to overspend on holidays of any kind – these habits aren't just limited to Christmas. It's important to remember to include these one-off items in your family's budget so you're not caught off guard when the time comes to pay for these purchases," said Jeffrey Schwartz, the Executive Director for Consolidated Credit Counseling Services of Canada. "Families don't always realize how quickly these expenses can add up, but researching fun alternatives to buying new items can go a long way, and will only add to the success of your family's finances."
- Don't wait for the last minute – that's when you'll be more likely to pay big bucks for a Halloween costume. Instead, visit a second-hand clothing store; they're great places for cheap accessories to enhance your child's costume.
- Rummage through your closet with your children. Your kids will get a kick out of dressing in your vintage clothes to be a Disco Diva, Hippie or Rock Star. If you have a sewing machine, creating a Halloween costume can be a fun way to interact with your children and teach them a new skill.
- Start up an annual Halloween costume swap at your child's school or with your friends and neighbours. It's cost effective and environmentally friendly – a win-win.
- Try offering one or two pieces per trick-or-treater, rather than handfuls. They will all get plenty of Halloween candy, and you'll cut costs.
- Watch for sales – treat size portions are available throughout the year and are advertised in your local grocery store flyers.
- Only open a few packages at a time – you can return any unopened candy after Halloween. Keep track of the number of packages you used for next year's Halloween shopping.
- Make your own decorations. Save and reuse your Halloween decorations each year.
- Prepare homemade snacks, like these Maggot Sliders from DailyMunch.com, or host a potluck meal with a big bowl of chilli for the main dish.
- Plan some fun games to save on store-bought entertainment. Bobbing for Apples and Pass the Pumpkin (where guests pass a small pumpkin from chin to chin without dropping it) are both loads of fun. And, instead of offering loot bags, prepare an inexpensive Halloween craft for each guest to create and take home with them.
The countdown is on – 31 days to go. Happy Halloween!
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Manager of Community and Public Relations
Consolidated Credit Counseling Services of Canada, Inc.
Toll Free: 1-800-656-4120 x 1057