Attention Female Shoppers – How Heavy Is Your Wallet?
Tuesday, April 05, 2011
The Conference Board of Canada recently announced food prices will rise by 3 to 8 percent before the end of the year. "It is becoming increasingly more difficult for families to budget their monthly food costs and still save for the future," says Jeffrey Schwartz, executive director, Consolidated Credit Counseling Services of Canada, Inc. "We want to help Canadians change their behaviours towards money and focus on having a healthy financial future."
"I feel empowered when I work on the family budget and see how much we are able to add to the savings account," says Kim. "Once I have determined what we need versus what we want to buy staying on track is much easier."
Kim changed her behavior when she goes shopping and follows what she learned on the debt management program.
Here are some of Consolidated Credit's ideas on how to grocery shop wisely:
• Menu Plan: Sit down with your family, plan the meals for the upcoming week and make your grocery list
• Pantry: Make sure your pantry is stocked with the basics
• Flyers: Review the flyers from your local grocery stores to see what is on sale
Look for the words 'sale', 'lower price', or 'reduced' - those are the items you will save money on at the checkout
Check for money saving coupons online at www.save.ca or www.smartcanucks.ca
• At the store: Use a calculator
Keep your grocery list handy and refer to it as you walk the aisles
Always shop after you've eaten
Buy fresh fruits and vegetables in season, frozen out of season fruits and vegetables are less expensive
Don't buy more than you can use up in a reasonable time even if it is on sale
Most of these tips are common sense but when the commotion of every-day life sets in, they are easily forgotten.
For more information about reducing your car costs Consolidated Credit offers free downloads of all their money saving booklets including Women and Money and Shop Smart.
About Consolidated Credit Counseling Services of Canada:
Consolidated Credit Counseling Services of Canada is a national non-profit credit counselling organization that teaches consumers about personal finance.
Consolidated Credit's unbiased debt-counselling service offers alternatives to help people get their debts under control. Alongside assisting with consolidating payments, Consolidated Credit experts focus on education and understanding. Strategies include teaching basic but vital concepts such as how to budget, understanding credit and how to manage money.
Consolidated Credit also offers a free web-based budget and debt analysis tool and a plethora of website resources for people interested in learning more about debt and credit on their own, including tips on smart spending, buying a car, taking out a student loan and a survival guide for holiday spending. Its online learning centre offers free personal finance education booklets, financial calculators, resources, tips and suggestions. Also offered is a free iPhone and iPod application, "Budget Tool", which can be used to manage expenses on-the-go.
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Manager of Community and Public Relations
Consolidated Credit Counseling Services of Canada, Inc.
Toll Free: 1-800-656-4120 x 1057