Cole C. – Victorious after a long battle with debt

Cole C. Client Profile Graphic

Racking up credit card debt was all too easy…

I was given credit cards at the age of 18 that I never asked for, but had no problem using.  It continued as I became a Registered Practical Nurse (RPN).  I applied and got credit card after credit card.  Used them thinking “I’ll just pay it back later”.  I got married, and continued to build up my debt.  I was never taught by my parents how to save properly.

The difficulty of divorce…

Later, I got divorced and I had a combined debt of $24,000, not including a car I bought that I couldn’t afford.  I spent the next six months living paycheque-to-paycheque.

Worries upon worries…

I was constantly worrying about future problems like a flat tire on my car – how would I afford it?  ?  I tried to fix the problem on my own, but I was kidding myself. Numerous banks denied me.  That’s never good.  I began searching on the internet for a solution.  The last thing I wanted was to go bankrupt.

Then he found Consolidated Credit…

The client service was great.  Anytime I had a question, or needed an extension on a monthly payment, you guys helped me – no questions asked.  Consolidated Credit was great, from the first time I phoned to find out about the program until the very last month.  No complaints!

He buckled down and got out of debt…

It was a long four years.  I worked two jobs and I lived like a pauper, but I got through it.   Now I have more family time.  More time for friends.  More time to myself, and no more chronic worrying about money; and if I have a flat tire, I’ll have enough for a new one.  I can do little things like pick up my nephew from school for my brother without worrying that I need to be at work for 3pm.   It’s nice not being stressed all the time.

Financially fit for life…

I will NEVER get into the same situation again.  I never want to work two jobs again.  The counsellors helped me learn that a “want” is different from a “need”.  You don’t need the latest of the latest to enjoy life!