Jacques M.

Jacques M. Client Profile Graphic

Borrowing ballooned…

“As soon as I started my career with the Federal Government, I acquired a credit card from the bank and at the time I thought it was great. Over the years I received, and completed, all kinds of credit card applications through the mail. Of course, I was accepted most of the time. I started off with low credit limits but as time went by, the creditors began increasing the limits. By the end of it, my wife and I had a total of sixteen credit cards with debt totaling almost $80,000.”

Mounting debt started showing its effects…

“It’s a terrible feeling – I was on pins and needles all the time, wondering if I could provide for my family with all those debts to pay. It also affected my health with stress and high blood pressure. Mentally, it put me in a bad mood which in turn affected my family.”

Jacques had nowhere left to turn…

“By the time I retired at the age of 60, the stress became too much. I went to my bank for help with consolidation, but they weren’t interested in me due to a lack of collateral. So much for being a faithful client for 40 years; I was never late on my mortgage or car payments.”

Suddenly, help presented itself…

“I was listening to the radio and heard an advertisement on my local station. The ad described my situation to a tee. It was like a guardian angel was helping me with a way out of this mess. I made the best financial move of my life and called Consolidated Credit Counseling Services of Canada.”

Working with Consolidated Credit was easy and interactive…

“We worked with a payment amount that was comfortable for me and Consolidated took care of the distribution of the funds. Of course, the best part of the program is the negotiation that they do with the creditors to eliminate the interests. The online account report was a fantastic tool; I always looked forward to viewing the new balances.”

Learning valuable skills for a lifetime…

“Throughout the program, we used cash for purchases and felt good about it. I never want to go through that debt-burden feeling again. The interest rates on credit cards is like paying twice and throwing money away. Money is a valuable asset in our life and we don’t want to waste it on high credit card interest.”

Debt-free retirement: truly the golden years…

“Consolidated Credit left me with such a good feeling of security. We can start saving money and getting the things that we have been wanting such as new appliances,
a snow blower, and desperately needed renovations for the house. The freedom is unbelievable! It’s like winning the lottery; like starting a better life for ourselves.”

High praise for the team at Consolidated Credit…

“I would just like to thank Consolidated Credit for helping us during this difficult time. I don’t know how the company came about, but I have the highest regards for the founder – may God bless him; he deserves a gold medal.”