Single mom is only a few months away from being debt-free

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Searching for help…

My debt eventually climbed to $30,000. I tried to go to my banks as I have a few accounts and line of credit with them BUT the big banks seemed all too happy to turn a person down, especially when I was at my lowest.

Mounting pressure…

I felt as though I had no options.  I felt alone, and to be honest, scared as well.  As a newly single mom with credit card debt, paying lawyer fees (which you can’t be late with) and being turned down for help by the banks, there was so much happening at once it was suffocating.   Thankfully, that’s when a friend referred me to Consolidated Credit.

Flexible, caring help…

Consolidated Credit’s counsellors worked with me through the payments.  Unfortunately, I did have trouble making two payments at the very beginning of my Consolidated Credit journey.  When there were changes to my financial situation, Consolidated worked with my creditors to make my payments more manageable.  The fact that Consolidated was willing to help was pretty amazing.

Building a sense of hope…

Before Consolidated Credit, I thought I couldn’t possibly have any options to get out of this mess.  Now that I have just a few more months of payments left, I feel like there is an end in sight which brings me to the feeling of relief.  Knowing that I won’t have credit card debt is a huge burden that I will no longer have to deal with and I can finally put those monthly payments to use elsewhere – it’s almost too good to be true.

Lessons learned…

As I’ve been on the program and haven’t used a credit card I have learned that for the most part, if I don’t have the cash to make a purchase, it’s not a necessity.  I would just like to say THANK YOU. Thank you for taking the time to have the situation explained, thank you agreeing to help, thank you for working with me and lowering the payments while there were