Category: Credit

Do you need credit to buy a house? A mortgage loan is usually a substantial amount of money and the lender has to be able to gauge their risk when lending money to you. While the debt is secured against the value of the home...Read full article

Enrolling in a debt management program can help lower high interest credit card payments, but you’ll have to close your revolving accounts to qualify...Read full article

We help you understand how credit counselling may be able to help with your debt, even if it’s charged off and already in collections...Read full article

Jeff Schwartz explains the difference between 30-day credit cards and revolving credit cards...Read full article

The rewards and incentives offered by store credit cards can be tempting, but are they worth the risk of high interest credit card debt?..Read full article

Credit addiction can be a serious problem, and it can be hard to break the cycle so you can get out of debt. Jeff explains how to beat the addiction...Read full article

Executive Director Jeffrey Schwartz helps a first time credit user to understand how credit scores and credit reports differ and how to build good credit...Read full article

Executive Director Jeffrey Schwartz offers advice on how to review your credit reports and correct errors that you find with credit repair...Read full article

You might think you know how credit cards work, but do you really? Expert Jeff Schwartz explains so you know about this financial tool you use every day...Read full article

How do you know if you have good credit? Good credit is key to your financial success, but what really counts as a good credit score?..Read full article

Executive Director Jeffrey Schwartz helps you understand how the process to re-establish credit and build a good credit score after dealing with debt...Read full article