Debt Learning Centre

Financial Calculators

Debt Management Savings Estimator

  • Tell us how much you owe
  • We’ll estimate your monthly debt management program payment
  • Compare your current total payments to see how much you can save

Credit Card Debt Calculator

  • Understand minimum payment schedules
  • Calculate total interest charges on your debt
  • See the impact of making extra debt payments
  • Build a custom debt repayment schedule

Fixed Payment Calculator

  • Find the best way to pay off credit card balances
  • Compare fixed payments to minimum payments
  • Assess time to pay off and calculate total interest charges

Debt-to-Income Calculator

  • Keep your debt in balance with your income
  • Make informed decisions for taking on more debt
  • Prequalify your own finances before major asset purchases, such as a new home or car

Credit Score Cost Calculator

  • Learn how much bad credit costs with added interest
  • See total interest paid on different types of loans at various credit score levels
  • Decide if it’s worth it to improve your score before you apply for a new loan

Mortgage Calculator

  • Calculate potential mortgage payment on a new home
  • See the impact of making extra mortgage payments
  • Check your amortization schedule and total interest payments

Debt Restructuring Calculator

  • Compare a bi-weekly payment schedule to a standard monthly schedule
  • Determine the best way to repay your loans for your budget
  • Save money on interest by repaying your debts faster

Simple Savings calculator

  • Get help making key decisions about your savings
  • See how much money you can generate from different types of savings
  • Compare interest rates and yield so you can save effectively

Interactive Maps

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Housing Affordability Map

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Student Debt Map

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Gas Prices Map

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Back-To-School Map

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Black Friday Map

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Self-Help Finance Booklets

Free Booklets

Need help understanding a specific financial topic? With over 40 booklets to choose from covering a wide range of common money management issues, these helpful guides will walk you step-by-step through each financial process. Learn how to improve your financial outlook on your own so you can be more successful and reach your financial goals.

All guides are available in a downloadable PDF format.

Visit Our Self-Help Booklet Library