Debt Learning Centre

Use Consolidated Credit’s free resources to build financial literacy

Welcome to Consolidated Credit’s free Financial Education Center. At Consolidated Credit, we believe that education is the key to helping people achieve financial stability. So, we’ve created this library of resources to help consumers build financial literacy. You can browse by type of resource or you can find complete financial literacy courses that cover specific topics, such as budgeting, saving, debt management and building credit.

Financial Education Videos

Household debt is up; household savings rates are low. Historically low, to be exact. When your budget is being pulled in many different directions, it can be hard to add to your savings account. Here are some ways to get it done. Have a financial question? Head to http://www.consolidatedcredit.ca/debt-solutions/ask-the-expert and ask!
  1. Ask the Expert: How Can I Save Money?

    Ask the Expert: How Can I Save Money? Household debt is up; household savings rates are low. Historically low, to be exact. When your budget is being pulled in many different directions, it can be hard to add to your savings account. Here are some ways to get it done. Have a financial question? Head to http://www.consolidatedcredit.ca/debt-solutions/ask-the-expert and ask!
  2. Ask the Expert: Kicking the Credit Habit

    Ask the Expert:  Kicking the Credit Habit There's no question about it - Canadians love their credit cards. But credit card debt can get out of control and block us from financial freedom. Here are a few ways to kick your credit habit! Go to http://www.consolidatedcredit.ca/debt-solutions/ask-the-expert/ and ask your own question!
  3. Ask the Expert - Raising Kids is Expensive!

    Ask the Expert - Raising Kids is Expensive! Ask any parent and they'll say the same thing: kids are expensive! Between food, clothes, school, and so much more, children are a huge strain on household budgets. We have some advice on how you can save. Our experts at Consolidated Credit are happy to help Canadians take control of their finances and live debt-free. Visit http://www.consolidatedcredit.ca to learn more or e-mail AskJeff@ConsolidatedCredit.ca with your money questions.
  4. Ask the Expert - How Can I Get Money out of My Home?

    Ask the Expert - How Can I Get Money out of My Home? Your house is probably the greatest asset you own, but many people think they need to sell their home in order to get money from it. That's not true -- here's how to make your home work for you! Our experts at Consolidated Credit are happy to help Canadians take control of their finances and live debt-free. Visit http://www.consolidatedcredit.ca to learn more or e-mail AskJeff@ConsolidatedCredit.ca with your money questions.
  5. Ask the Expert - How Can I Cut Down on Car Costs?

    Ask the Expert - How Can I Cut Down on Car Costs? For many Canadians, cars are a part of daily life. But they have a number of built-in expenses that can really drain your budget. Here are a few ways to save money. Our experts at Consolidated Credit are happy to help Canadians take control of their finances and live debt-free. Visit http://www.consolidatedcredit.ca to learn more or e-mail AskJeff@ConsolidatedCredit.ca with your money questions.
  6. Ask the Expert: How Can I Save Money on My Wedding?

    Ask the Expert: How Can I Save Money on My Wedding? Recently engaged? Planning a wedding? Here are some tips to cut costs and avoid wedding debt. Our experts at Consolidated Credit are happy to help Canadians take control of their finances and live debt-free. Visit http://www.consolidatedcredit.ca to learn more or e-mail AskJeff@ConsolidatedCredit.ca with your money questions.
  7. Ask the Expert: Should I Downsize My Home?

    Ask the Expert: Should I Downsize My Home? Your kids have moved out, and you're ready for retirement. Should you downsize your home? Our experts at Consolidated Credit are happy to help Canadians take control of their finances and live debt-free. Visit http://www.consolidatedcredit.ca to learn more or e-mail AskJeff@ConsolidatedCredit.ca with your money questions.
  8. Student Loans

    Student Loans Our resident finance expert, Executive Director Jeffrey Schwartz, answers your questions about credit counselling and personal finance in general. As the founder of Consolidated Credit (http://www.consolidatedcredit.ca) and President of the Credit Association of Greater Toronto (CAGT), Jeff provides valuable insight to address your financial concerns. You can ask your own questions by emailing Jeff at AskJeff@ConsolidatedCredit.ca. Check out our wide range of personal finance educational materials at http://www.consolidatedcredit.ca
  9. Ask the Expert - What to do with extra money

    Ask the Expert - What to do with extra money It's what you might call a "good problem" -- when you finish paying off a loan, and you are left with extra money that would normally be used to pay down your debt. But don't spend it all in one place. Making the most of your new-found cash flow will ensure financial security for years to come! Consolidated Credit Counseling Services of Canada has helped over 500,000 Canadians with debt. Go to http://www.ConsolidatedCredit.ca to learn more.
  10. Ask the Expert: Cutting back on groceries

    Ask the Expert: Cutting back on groceries Our resident finance expert, Executive Director Jeffrey Schwartz, answers your questions about credit counselling and personal finance in general. As the founder of Consolidated Credit (http://www.consolidatedcredit.ca) and President of the Credit Association of Greater Toronto (CAGT), Jeff provides valuable insight to address your financial concerns. You can ask your own questions by emailing Jeff at AskJeff@ConsolidatedCredit.ca. Check out our wide range of personal finance educational materials at http://www.consolidatedcredit.ca
  11. Ask the Expert: How can I find the proper work-life balance?

    Ask the Expert: How can I find the proper work-life balance? Our resident finance expert, Executive Director Jeffrey Schwartz, answers your questions about credit counselling and personal finance in general. As the founder of Consolidated Credit (http://www.consolidatedcredit.ca) and President of the Credit Association of Greater Toronto (CAGT), Jeff provides valuable insight to address your financial concerns. You can ask your own questions by emailing Jeff at AskJeff@ConsolidatedCredit.ca. Check out our wide range of personal finance educational materials at http://www.consolidatedcredit.ca
  12. Different Financial Viewpoints

    Different Financial Viewpoints Our resident finance expert, Executive Director Jeffrey Schwartz, answers your questions about credit counselling and personal finance in general. As the founder of Consolidated Credit (http://www.consolidatedcredit.ca) and President of the Credit Association of Greater Toronto (CAGT), Jeff provides valuable insight to address your financial concerns. You can ask your own questions by emailing Jeff at AskJeff@ConsolidatedCredit.ca. Check out our wide range of personal finance educational materials at http://www.consolidatedcredit.ca
  13. Ask the Expert: Moving for Work

    Ask the Expert: Moving for Work Our resident finance expert, Executive Director Jeffrey Schwartz, answers your questions about credit counselling and personal finance in general. As the founder of Consolidated Credit (http://www.consolidatedcredit.ca) and President of the Credit Association of Greater Toronto (CAGT), Jeff provides valuable insight to address your financial concerns. You can ask your own questions by emailing Jeff at AskJeff@ConsolidatedCredit.ca. Check out our wide range of personal finance educational materials at http://www.consolidatedcredit.ca
  14. Ask the Expert - Credit Card Minimum Payments

    Ask the Expert - Credit Card Minimum Payments Our resident finance expert, Executive Director Jeffrey Schwartz, answers your questions about credit counselling and personal finance in general. As the founder of Consolidated Credit (http://www.consolidatedcredit.ca) and President of the Credit Association of Greater Toronto (CAGT), Jeff provides valuable insight to address your financial concerns.
  15. Ask the Expert - Debt Consolidation

    Ask the Expert - Debt Consolidation Our resident finance expert, Executive Director Jeffrey Schwartz, answers your questions about credit counselling and personal finance in general. As the founder of Consolidated Credit (http://www.consolidatedcredit.ca) and President of the Credit Association of Greater Toronto (CAGT), Jeff provides valuable insight to address your financial concerns.
  16. Ask the Expert - Kids and Money

    Ask the Expert - Kids and Money Our resident finance expert, Executive Director Jeffrey Schwartz, answers your questions about credit counselling and personal finance in general. As the founder of Consolidated Credit (http://www.consolidatedcredit.ca) and President of the Credit Association of Greater Toronto (CAGT), Jeff provides valuable insight to address your financial concerns.
  17. Ask the Expert - Home and Money

    Ask the Expert - Home and Money Our resident finance expert, Executive Director Jeffrey Schwartz, answers your questions about credit counselling and personal finance in general. As the founder of Consolidated Credit (http://www.consolidatedcredit.ca) and President of the Credit Association of Greater Toronto (CAGT), Jeff provides valuable insight to address your financial concerns.
  18. Ask the Expert - Choosing a Credit Card

    Ask the Expert - Choosing a Credit Card Our resident finance expert, Executive Director Jeffrey Schwartz, answers your questions about credit counselling and personal finance in general. As the founder of Consolidated Credit (http://www.consolidatedcredit.ca) and President of the Credit Association of Greater Toronto (CAGT), Jeff provides valuable insight to address your financial concerns.
  19. Ask the Expert - Home and Money

    Ask the Expert - Home and Money Our resident finance expert, Executive Director Jeffrey Schwartz, answers your questions about credit counselling and personal finance in general. As the founder of Consolidated Credit (http://www.consolidatedcredit.ca) and President of the Credit Association of Greater Toronto (CAGT), Jeff provides valuable insight to address your financial concerns.
  20. Ask the Expert: How Do I Prepare for Retirement?

    Ask the Expert: How Do I Prepare for Retirement? Whether you're 5, 10, 20, or 30 years from retirement, it's always a good time to save and prepare for retirement. Here are a few pointers on how you can best set yourself up for your Golden years. For more information, go to http://www.consolidatedcredit.ca/personal-finances/life-events/retirement/
  21. Ask the Expert: Should I Quit My Job?

    Ask the Expert: Should I Quit My Job? Nowadays, not many people stay in the same company their entire lives, let alone the same industry. But switching jobs can be costly, and you need to make sure you're making the right move. For more personal finance advice and news, check out https://www.consolidatedcredit.ca
  22. Ask the Expert: Furnishing Your Apartment for Less

    Ask the Expert: Furnishing Your Apartment for Less Jeff Schwartz, executive director of Consolidated Credit Counseling Services of Canada, offers his expert advice on how you can furnish your new apartment without spending too much money. Ask your own questions by going to http://www.consolidatedcredit.ca/debt-solutions/ask-the-expert/ !


Financial Literacy

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Credit Dojo is Consolidated Credit’s free interactive financial education course. Take all 16 courses and become your very own Credit Master.

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