Another Spike In Interest Rates Leave Canadians on Thin Ice
One in three people across the country worry that the interest rate spike could move them towards bankruptcy, according to a recent study...Read full article
Author: Consolidated Credit Counseling Services of Canada
Housing becoming less affordable in Canada
The latest affordability index report is out and it does not look good. People looking to buy as well as those who already own a home are struggling to pay..Read full article
Making a Budget Habit: Successful Budgeting Tips
Beyond just making a budget, you must get in the habit of following it. Good intentions aside, it can be hard. We've gathered some budgeting tips to succeed..Read full article
Become financially literate to challenge money myths
We've all heard them, those snippets of wisdom that have been around forever. But, knowing money myths are just that, myths, could save you big ... money...Read full article
Canadian Household Debt Falls But There’s Work Yet To Be Done
Canadian household debt levels have pulled back considerably in recent months; the bad news is that they are still elevated, leaving many vulnerable..Read full article
Canadians Are Using Credit More, Despite Trump Tariff Talks
Even with a foggy future with trades, Canadians are positive and have upped their credit card spending as well as paying down debt...Read full article
All you need to know about credit card balance transfers
Credit card balance transfers. The best way to get rid of your debt is to consolidate it. There are a few ways to accomplish this, but generally it is preferable… Read full article
Canadian Household Debt Falls, but Work Yet to be Done
Canadian household debt levels have pulled back considerably. The bad news is that they are still elevated, leaving many financially vulnerable...Read full article
Bankruptcy in Canada
While it is true that bankruptcy does technically alleviate you from your debt obligations, there are a number of consequences that can last for years...Read full article
All you need to know about credit card balance transfers
One of the simplist ways to help reduse debt is with credit card balance transfers. Basically you move high interest debt to a lower interest credit card...Read full article
A Birthday Party on a Budget can Still be a Blowout
We have gathered half a dozen ways to have a birthday party on a budget. Do you really need to spend hundreds which could go into a college savings account?..Read full article
Qualify for a mortgage by paying down your debt.
Do you want to buy a home, but you don't qualify for a mortgage? Paying down your debt and learning how to manage your money can help you get your home..Read full article
How to Solve Debt Problems While Coping with Financial Stress
Coping with financial stress all starts with knowing how to solve debt problems. We have simple ways to help get you financially and mentally healthy...Read full article
Trying to pay down your debt, avoid these mistakes
Have you decided to pay down your debt but despite your best efforts, you just can't fix your debt problems? You may want to revisit your approach...Read full article
Do you check your credit report? You should.
If you aren’t already in the habit, you may want to check your credit report once in a while.Just like the doctor, a regular check-up is a must...Read full article
Ask the Expert: Is Credit Card Debt Erased After Seven Years?
It seems like the “credit crimes” of the past, create barriers to moving ahead into the future. Our reader wonders, "Is your debt erased after 7 years?"..Read full article
What caused your debt?
Every person has unique life experiences. Sometimes good and others are more trying. But, why do people go into debt? Here are the major contributors...Read full article
Can You Have a Zero Credit Score?
You do not start out with a zero credit score. But you must build up your credit. A higher score will grant you access to loans and mortgaes. Learn how..Read full article
Planning your honeymoon without going into debt
Congratulation! Wedding stress is over now off to the honeymoon. Tips on how to plan your honeymoon on a budget and avoid adding to your wedding debt...Read full article
Avoiding debt problems in the gig economy
Canadians are offered opportunities for work-life balance that haven’t existed in years. The gig economy makes avoiding debt difficult..Read full article
