‘I was stupid’: Spendthrift with $40,000 debt cleans up his financial act

Tom Ruddy enjoyed living life and spending money he did not have. He loved travelling and whenever he travelled he made sure he upgraded his hotel room to the best available. Over time, Tom wracked up $40,000 of debt and then he was struggling to manage his debt.

One day Tom got tired of trying to keep up with his high interest rate credit card bills and decided to call Consolidated Credit for help. Fast forward to today and Tom is free of his debt. He successfully completed Consolidated Credit’s debt management program and now he is an alumni member.

Tom shared his triumphant story with Globe and Mail reporter Brenda Bouw. You can read Tom’s inspirational story here.

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