Infographic: Curing a Holiday Debt Hangover

The holidays can be tough on credit cards. With roughly half of Canadians living paycheque-to-paycheque, holiday expenses can easily throw budgets off-track and cause people to rely on credit cards.

January brings an influx of holiday credit card bills, leaving many with a feeling of regret and sorrow. If you finished the holidays with more debt than when you started, you’re probably wondering how you’ll ever get back on track again. If you’re unable to quickly eliminate your credit card balance, you could be paying for those gifts for years to come, making it feel impossible to get ahead.

The infographic below lays out your options for tackling holiday debt quickly and efficiently. If need help selecting the right solution for your unique financial situation, call us at 1-888-294-3130. You can also complete a Free Debt Analysis form to tell us a little about your situation and a trained credit counsellor will be in touch.

credit card debt, holiday debt
If you overspent during the holidays, you might be hurting now. Here are a few cures.

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