Applying for new credit with bad credit history

Speaking to bank officials about a new loan or line of credit can seem like a police interrogation. And if you’ve had a history of credit card debt or have struggled with debt management, it can be extremely nerve-wracking.

Carmen Chai of examines this issue in her latest article “How to explain past mistakes when applying for new credit” with a little help from Jeff Schwartz, executive director of Consolidated Credit Counseling Services of Canada.

You can read the full article here

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