Ontarians: Put yourself first! Putting Consumers First Act

The Ontario government proposes new changes to protect consumers from common household and financial services with the Putting Consumers First Act

TORONTO, ON, November 3, 2016 – Ontarians can hopefully go home soon and relax without being interrupted by pesky dinner time door-to-door sales requests to purchase certain household appliances from water heaters to air conditioners under new proposed changes by the Ontario government.Putting Consumers First Act

The Minister of Government and Consumer Services made an announcement for proposed new rules as part of the government’s Putting Consumers First Act. So what does this mean for Ontarians? It means a blanket of protection from a variety of consumer transactions with several common household and financial services.

The Putting Consumers First Act hopes to:

  • Create an extended repayment period for payday loans as well as have more time between loans and tighten the grip on unfair debt collection tactics
  • Regulate the home inspection industry through standard licensing and qualifications for inspectors
  • Ban door-to-door sales of such household appliances from water heaters to air conditioners

“The proposed legislation will help many Ontarians feel more empowered. They will no longer have to worry about having to deal with the tactics of some sales reps trying to sell household appliances you don’t need in the first place,” says Jeffrey Schwartz, executive director, Consolidated Credit Counseling Services of Canada.

“It will also help Ontarians who struggle with payday loans to ease the financial strains they are under. The legislation would offer an extended payment plan for repeat borrows as well as look at a borrower’s ability to repay the loan in the first place,” says Schwartz.

Until the proposed new rules come into law, Consolidated Credit Counseling Services of Canada Inc. offers the following tips to help Ontarians manage their transactions with common household and financial services:

  1. Have a good understanding of your needs vs. wants. If a sales person comes to your door trying to convince you, you need a certain household appliance because it’s on sale – turn the other way.
  2. Avoid taking on more debt when you are in debt. Sounds like common sense right? Well not so fast, if you are used to living a certain way – it can be hard to think of living without certain lifestyle perks. If you find yourself turning to payday loans on a regular basis, now would be a good time to sit down and review your budget. Get an understanding between what is coming in from what is going out and make the necessary adjustments.
  3. The home you purchase will be your biggest asset. Let’s not risk it; the home inspection industry is not regulated. Until some form of regulation is in place, go with a referral from a trusted friend or family member.


About Consolidated Credit Counseling Services of Canada, Inc.:

Consolidated Credit Counseling Services of Canada is a national non-profit credit counselling organization that teaches consumers about personal finance.

For more information or to request an interview with Jeffrey Schwartz, please contact:

Natasha Carr, Community and Public Relations Manager,
Consolidated Credit Counseling Services of Canada, Inc.,
T: 416-915-7283 ext.1041, C: 416-830-4720, F: 416-915-5200, E: [email protected]

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