How to save money on Valentine’s Day

With the Hallmark holiday approaching, you may be seeking ways to save money on Valentine’s Day. Are you trying to get out of debt, but also want to celebrate a romantic Valentine’s Day with your partner? If so, it can be tough. There’s a temptation to spend everywhere. The average Canadian spends more than $200 on Valentine’s Day. That’s a lot of dough!

Luckily, you don’t have to break the bank when it comes to making it a special day. Here are some cheap, yet romantic Valentine’s Day date ideas.

Forgo the flowers

It’s not a coincidence that roses are most expensive on Valentine’s Day. When the demand for something is high, and there’s a limited supply, this leads to a spike in price.

If you’re a traditionalist, this may not be an option for you. Consider a more affordable floral arrangement. If your partner has a favourite type of flowers, nothing says I love you more than surprising her with a bouquet of them on Valentine’s Day.

Make your own Valentine’s Day card

Although not nearly as expensive as red roses on Valentine’s Day, something that can get pricey is Valentine’s Day cards. If you go to a gift card store, don’t be surprised to have to pay an arm and a leg for a fancy, over the top Valentine’s Day card.

But Valentine’s Day isn’t as romantic without a card to say how much you love that special someone, so what do you do? Have you ever thought of making a Valentine’s Day card yourself? If your childhood was anything like mine, you probably made Valentine’s Day cards when you were in school. Why not tap into those artistic skills? There’s nothing more romantic than a heart-shaped Valentine’s Day card for your partner.

If you’re not good at art, that can be tough. Luckily, there are alternatives. Thanks to technology, you can go online and create your very own personalized Valentine’s Day card for that special someone.

Write a heartfelt love letter

There’s no more straightforward, yet romantic way to show your partner how much you love her than by writing a heartfelt love note. Are you looking to make it even more romantic? Why not place these handwritten notes throughout your place? It will be like a scavenger hunt as she finds one letter after another. You can even up the romance by putting the notes in places you know she’ll look like in her purse or lunch bag. It will be a nice pleasant surprise to put her in a good mood for the romantic Valentine’s Day evening you have planned for her.

Make your own Valentine’s Day gift

If you made your own Valentine’s Day card, why not take it a step further and make Valentine’s Day gift? There’s no better way to show your partner how much she means to you than with a homemade gift that comes from the heart.

You know your partner best, so coming up with some homemade Valentine’s Day gifts shouldn’t be hard. However, if you need some ideas to get started, here are a few. You could record a mixtape or playlist of her favourite songs, create a unique photo album, bake some heart-shaped cookies or write a short poem or letter. Those things don’t cost a lot (some are free), but she will appreciate that you took the time to do them, nevertheless.

Random acts of kindness

What better way to show your love and appreciation for someone than by doing random acts of kindness? Whether it’s fixing a leaky faucet, rotating the tires on the car or organizing the closet, random acts of kindness like these can go a long way.

Do you know what would be even more fun? This may sound strange but hear me out. This is related to making your own Valentine’s Day gift. You could make your own Valentine’s Day coupons.

Does your partner enjoy back massages? You could have a coupon for that. What about taking the kids to school? You could have another ticket for that. It’s all about choosing things that she’ll value. It will also go a long way in proving that you’re listening to her, winning you brownie points. I did this with my mother, giving her coupons on Mother’s Day and it did me wonders, so why not try it on Valentine’s Day? You have nothing to lose.

Screaming I’m debt-free

Nothing is more romantic on Valentine’s Day than being able to do your debt-free scream and say, “I’m debt-free.” If you can to pay off a debt that’s been lingering for what seems like forever on Valentine’s Day, it can make Valentine’s Day even more special.

If you’re not at the point yet, don’t let it dampen your spirits. Together with your partner, you can commit to getting out of debt. The toughest part is starting the conversation. By doing so, you can at least be heading in the right direction. See if your partner’s desire to be debt-free trumps the gift of past Valentine’s Days. Hopefully, getting your debts paid off sooner is more important than a dozen roses and a box of chocolates.

Skip the busy restaurants and dine in

While you might think dining out at a fancy restaurant is a romantic Valentine’s Day idea, it isn’t as glamourous as it may seem. Restaurants fill quickly, and the service tends to slow down. It can be challenging to get a restaurant reservation on Valentine’s Day and even if you manage to get one, you can expect to pay a premium if you do.

If this doesn’t sound very appealing to your partner and you and you’re both on the same page, you can skip the business of restaurants on Valentine’s Day and have a more intimate experience at home. You can achieve this by cooking or ordering in food. Nothing says I love you more than cooking a masterpiece for that special someone. If you’re not as skilled as you’d like to be in the kitchen, that’s when ordering in can make sense, but I’m sure your partner will love whatever you cook because it’s from the heart. Share a bottle of wine by the fireplace and gaze into each other’s eyes.

Do you have kids? Childcare can cost a lot during Valentine’s Day, but if you stay at home, you don’t have to pay for it. Wait until the kids go to bed and have a candlelit dinner with that special someone.

If you do decide to dine out, consider going out for lunch instead of dinner, or you might have dessert and coffee instead of a full meal. Either way, it will still be a treat for both of you.

Plan an experience, not an event

The traditional Valentine’s Day date night of a dinner and movie can be quite costly. Plan an experience that focuses on the time you’re spending together instead of the cost of the event.

Some good ideas that are fun and romantic include:

  • Window shopping
  • Game night at a board game cafe
  • Hiking
  • Ice skating, or
  • Wandering through a museum

As long as it’s something you’re doing together and it’s affordable, you can still enjoy yourselves.

Go bargain hunting on Valentine’s Day

Are you a traditionalist? For some of us, Valentine’s Day wouldn’t feel the same without the traditional Valentine’s Day gifts – flowers, cards and candy. However, these things can set you back a serious chunk of change. The good news is that there’s a way to keep these Valentine’s Day expenses under control as long as you’re willing to budget and save.

For example, does your hubby have a sweet tooth and crave the typical Valentine’s Day box of chocolates? Do you know what would be even more romantic and affordable? You can hand-dip strawberries in melted chocolate and put it in a pretty package for her. Likewise, you can save on Valentine’s Day chocolate by visiting the dollar or bulk store and stocking up on chocolates to make a pretty gift basket.

Does your sweetheart expect the traditional dozen long-stemmed roses on Valentine’s Day? How open is she to extending Valentine’s Day to February 15 or later? The Valentine’s Day roses and other floral arrangements that didn’t sell on Valentine’s Day will be sold at a deep discount on February 15 and afterwards. You can expect 50 percent or more off the retail price. You might even be able to splurge for Valentine’s Day flowers you usually wouldn’t be able to afford since they come at a discount.

Boxing Day has become “Boxing Week,” so why not make it “Valentine’s Week” instead of Valentine’s Day? A week of celebrating your love for each other with small gifts is a lot more romantic than just a day (don’t go overboard with the presents).

We breakdown how Canadians spend their money each Valentines Day.

Save money on Valentine’s day and learn other financially savvy tactics with us. Call us at 1-888-294-3130 to see how you can benefit from free credit counselling.

Reviewed by :
Benjamin Allen Consolidated Credit Canada
Benjamin Allen [email protected]

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