Introduction

Budgeting will make your financial dreams a reality

A detailed budget should be a constant companion throughout your life. From your childhood allowance to your first paycheque and throughout retirement, a budget can help keep you on track financially. Without a budget, it can be easy to overspend and fall into debt.

A budget is the most effective way to know exactly where your money is being spent. It will help you track your spending and saving habits. After implementing a budget into their lives, many people are able to cut out wasteful spending that is preventing them from achieving financial success.

If you want individual advice about budgeting, or if you are dealing with issues related to debt, Consolidated Credit is here to help. Call us today at or fill out a free Debt & Budget Analysis online.

Budgeting made easy

Making a budget is the best investment you will ever make. A detailed account of your spending and saving habits will help you keep an eye on your money so that you can chose what to do with it, instead of living paycheque to paycheque. Our Budgeting Made Easy guide will get you started with a budget so you can get on the road to financial success.

Budgeting for kids

There’s an old proverb that states – “the habits of a 3-year old will last until the age of 80″. With this in mind, why not start teaching your children how to budget from a young age. You will be giving them a foundation of fiscal responsibility and accountability that they will carry with them for the rest of their life.

Budgeting app

Consolidated Credit is committed to helping Canadians stay on track financially in our fast-paced modern world. Our iPhone budgeting app is a convenient tool you can use on the go to keep track of your financial goals.

Need more help?

It’s simple but it’s not easy. If you are struggling with balancing your budget or falling behind with your debt obligations, Consolidated Credit is here to help. Don’t hesitate to call us today at for a free consultation with a trained credit counsellor. Or, you can get started now by filling out a free Debt & Budget Analysis online.