Search: "credit report"

Understanding Your Credit Report

What is a credit report? Where can you get a free credit report in Canada? Read on for some basic FAQs answered on credit reports.... Read full article >>

Credit Report Errors

Executive Director Jeffrey Schwartz offers advice on how to review your credit reports and correct errors that you find with credit repair.... Read full article >>

Negotiating with Your Creditors

Credit card negotiation can allow help you lower interest rate and waive penalties by speaking directly to your creditors. Learn how to negotiate.... Read full article >>

Debt Management & Your Credit

The effect of enrolling in a DMP is usually positive for the borrower’s credit score. We explain the debt management program impact on credit scores.... Read full article >>

Credit Help

People often think using credit counseling may damage their credit, but in fact counseling can provide the credit help you need to improve your score.... Read full article >>

Teenagers & Credit Cards

Is your teenager ready for a credit card? Consolidated Credit offers tips on how to save them from amassing credit card debt that can lead to bad credit.... Read full article >>

Credit Card Statement

Having credit card management issues? Curb the problem by reading your monthly credit card statement carefully and understanding what it means.... Read full article >>

Is a Home Equity Line of Credit Good or Bad?

A consumer wants to know, “Is a Home Equity Line of Credit Good or Bad?” Our financial education director has the answer in our latest Ask the Expert video.... Read full article >>

Can I Buy a Home with Bad Credit?

Don’t let a weak credit score hold you back from achieving the American Dream! We tell you how to overcome bad credit to buy without a risky subprime loan.... Read full article >>

How Do I Rebuild My Credit Score?

Our experts explain the 3 steps you need to take to raise your credit score if challenges with medical debt have led to collections that hurt your score.... Read full article >>

Credit Score Effects

When you’re looking for credit card debt relief you want to avoid causing damage to your credit score. Understand the credit effects of debt consolidation.... Read full article >>

Free Credit Counselling

If you need to eliminate high interest credit card debt, free credit counselling helps you find the right debt solution for your unique financial situation.... Read full article >>

What are the different types of credit?

Did you know the types of credit and loans can affect your credit score? Expert Jeff Schwartz explains this important factor in credit score calculation.... Read full article >>

How Often Should I Apply for New Credit?

This Ask the Expert answer from the experts at Consolidated Credit helps you understand how frequently you should apply to open new credit card accounts.... Read full article >>

Does no credit card mean no credit history?

It’s still possible to have a credit score with no credit card. If you’ve ever received financing, you probably have a score. Here’s what you need to know.... Read full article >>

Do Credit Scores Merge after Marriage?

A couple wants to know do credit scores merge after marriage. We explain how each partner maintains their own score, and also how they impact each other.... Read full article >>

How Will a DMP Affect My Credit & Interest Rates?

A borrower with fair credit can’t qualify for a debt consolidation loan for less than 28% APR. We explain the difference with a debt management program.... Read full article >>

10 Warnings to Heed When Consolidating Credit Card Debt

Consolidating credit card debt can help you get out of debt faster for less money. Just avoid these ten things that can ruin your debt relief strategy.... Read full article >>

Secured Credit Cards

If you have bad credit or no credit, Consolidated Credit explains how to use secured credit cards to build credit so you can achieve a good credit score.... Read full article >>

Credit Card Debt Advice

We explain five reasons why a certified credit counselor is your best resource for free expert credit card debt advice so you can find a path to stability.... Read full article >>