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Helps consumers through credit counselling, debt consolidation and financial education.

Consolidated Credit Counseling Services of Canada, Inc (Consolidated Credit) is a not-for-profit registered charity that helps consumers deal with life-altering credit, debt, and financial issues. Through education, credit counselling and debt management, our agency helps consumers get out of debt faster.

We provide consumers with:

  • Credit Counselling: Our counsellors will review your budget and advise you of the best way to manage your personal finances and pay off your credit card debts.
  • Debt Consolidation: Our credit counselling agency can help you consolidate your debts into one, easy payment. Our debt management program can help you get out of credit card debt fast.
  • Financial Education: Our credit counselling agency offers many resources on money management, household budgeting and issues that affect your credit rating.

Better Business Bureau

Our credit counselling agency has an A rating with the Better Business Bureau, is a member of The Toronto Board of Trade and an accredited member of the Canadian Association of Credit Counselling Services. Learn More


Jeffrey Schwartz

Jeffrey F. Schwartz
Executive Director

EXECUTIVE DIRECTOR JEFFREY SCHWARTZ OFFERS ADVICE ON SAVINGS

While we all know we need to save for a rainy day, the average Canadian puts less than 5 per cent of their take home income into savings. Executive Director Jeffrey Schwartz speaks with Canada AM's Jennifer Burke on how you can learn to save, how to incorporate savings even into a tight budget, and the savings plans available that help you maximize your returns.


Tina H. from Manilla, ON won first place in our 1st annual story contest. Her story, “Peace of Mind – Living within a Budget” describes how with one phone call to Consolidated Credit to speak with a trained credit counsellor she was able to enroll in our Debt Management Program and start paying down $32,000 in credit card debt. Now with a solid budget in place Tina found relief and has gained peace of mind. Read more


Call our counselors

Get a free budget and debt analysis online or by calling Consolidated Credit Counseling Services of Canada, Inc at 1-800-656-3920.

Learning how to manage your debts is an important step to financial freedom. Consolidated Credit provides a variety of ways to learn more about credit, debt and money management:


Consolidated Credit regularly disseminates relevant financial literacy information and trends in personal finance to the media. As a result we have been featured as subject matter experts in the areas of debt management and financial literacy.



We are a proud member of The Canadian Association of Credit Counselling Services (CACCS), the National Voice for Not-For-Profit Credit Counselling. As a CACCS member, you can trust that our Certified Credit counsellors and Financial Fitness Coaches will provide the best in professional, independent and unbiased personal financial expertise. We’ve helped over 500,000 people with their debts issues, call us today and see what we can do for you.
Call 1-800-656-3920
to speak with a counsellor today!
Click Here

Consolidated Credit Counseling of Canada is proud to be a member and support the Toronto Board of Trade. Founded in 1845, the Toronto Board of Trade is Canada’s largest local chamber of commerce. We share their vision, passion and commitment to serving the community and to foster economic and social welfare of the City of Toronto. Call us today and see what we can do for you.

Call 1-800-656-3920
to speak with a counsellor today!
Click Here

Consolidated Credit Counseling Services of Canada, Inc
has been verified as the owner or operator of the Web site located at www.consolidatedcredit.ca. Official records confirm Consolidated Credit Counseling Services of Canada, Inc as a valid business.
Call us today and see what we can do for you.


Call 1-800-656-3920
to speak with a counsellor today!
Click Here
Consolidatedcredit.ca certificate status

We are proud members of the Ontario Association of Credit Counseling Services (OACCS). OACCS sets the standard of required expertise for the financial counseling industry and the only organization to offer the exclusive professional designation of Accredited Financial Counsellor Canada (AFCC). With over 500,000 people helped, you can be assured that we can find the right solution for you. Call us today.
Call 1-800-656-3920
to speak with a counsellor today!
Click Here

Time tested and customer trusted. Consolidated Credit Counseling Services of Canada, Inc has been a BBB Accredited Business since 2008 and has a current A rating.
Call us today and see what we can do for you.


Call 1-800-656-3920
to speak with a counsellor today!
Click Here
Consolidatedcredit.ca review status

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