Youʼre not alone.
How can we help you?
There are a number of debt solutions out there. But the average Canadian might not have the financial expertise to wade through the options and choose the one that best fits. This section will help you determine the best option for your individual situation.
Using credit cards doesn’t mean you have to accumulate debt. When used correctly, credit cards can be an effective tool that can be part of your financial strategy. This section is designed to give you easy access to information to get out of credit card debt.
Ask the Expert!
Consolidated Credit Counseling Services of Canada has helped over 1 million people get out of debt and we’re here to help you too! Watch our educational Ask the Expert videos to get started on your debt freedom journey!
Tasha from PEI asks, how can I save money? Many Canadians are struggling to save. Household debt levels are high and personal saving rates are low. But regardless of your situation, here are some ways you can cut back and save. Make it automatic: Get your bank to automatically place your pay check in a special savings account. This way, you’ll be saving money without even realizing it. Don’t be afraid to make changes: Try to re-negotiate your car payments. Move to a smaller apartment. Start taking the bus. Cancel your cable. All of these small changes will add up to big savings. Try to earn more: Have you ever thought about selling your home-made strawberry jam at a farmers market? Or how about teaching piano to the neighbor’s kids? By earning a little more cash, you’ll be able to save more too.
We talk to clients and alumni of Consolidated Credit’s debt management program to learn how it helped them achieve stability. These stories show you’re not alone when it comes to facing challenges with debt. With the right help, you can overcome any obstacle to find relief.
We look at case studies from real clients who’ve had real success with a debt management program. View our interactive map to see how enrolling in a debt management program has has helped millions of Canadians facing the same challenges with debt that you face.
Infographics offer you an easy visual way to understand complex financial topics and important consumer statistics. Whether you need help to understand how credit scores work or you want to see how your budget stacks up to the average Canadian Household, these infographics can help you get a clear picture of your financial life.
Whether delivering free financial education programs to community groups across the country, or proudly contributing to charities, we are committed to providing a helping hand wherever we can.
Consolidated Credit offers customized financial wellness programs for your business or organization. Help your employees, members or customers find financial success with a range of free resources, from interactive courses and calculators, to self-help guides.