People Icon

More than 500,000 Canadians
helped in 10 years

Dollar Icon

Almost $500 million in
debt eliminated

Teacher Icon

300+ hrs. of education
offered each year

Find Relief in 3 Easy Steps

Chat icon signifying free evaluation with a certified credit counselor.
1

Talk to a Counsellor
for Free

Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

People under a money icon signifying credit counseling negotiation to reduce interest rates and stop fees.
2

Start as Soon as
You're Ready

Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

Money bag in hand icon signifying cost savings of using a debt management program.
3

Get Out of
Debt Faster

The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.