There are a number of debt solutions out there. But the average Canadian might not have the financial expertise to wade through the options and choose the one that best fits. This section will help you determine the best option for your individual situation.

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Credit Card

Using credit cards doesn’t mean you have to accumulate debt. When used correctly, credit cards can be an effective tool that can be part of your financial strategy. This section is designed to give you easy access to information to get out of credit card debt.

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This section of our website covers personal finance from A to Z. You’ll find information and advice on budgeting and saving, get access to useful financial calculators and information on how to get ahead and maximize your overall financial outlook.

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You probably have a lot of questions about credit card debt and debt consolidation so we created this FAQ section to answer any questions you might have about debt relief and management. Send us your questions and one of our experts will get back to you with answers!

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See What
You Could Save
Estimate Your New Credit Card Payment by entering Your Total Credit Card Balance
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With this amount of debt, you'd pay around

$ per month
This estimate compares paying your credit card debt on your own vs. the potential benefit of using a Debt Management Plan through completion. IT'S NOT AN ACTUAL QUOTE. Estimate is based on 2.1% of your balance owed. Actual interest rates will vary by consumer and creditor – yours could be higher or lower. Consolidated Credit might be able to reduce your interest rates and late fees allowing you to pay off your credit card debt quicker (since more payments are applied to your principal balances, saving you lots of money in the long run). To complete the program, you must make on-time payments each month. Late or missed payments may cause your program to be cancelled and in that event, this estimate would not apply to you.

Profiles of Success

We talk to clients and alumni of Consolidated Credit’s debt management program to learn how it helped them achieve stability. These stories show you’re not alone when it comes to facing challenges with debt. With the right help, you can overcome any obstacle to find relief.

Read our credit card debt stories »

Consolidation in Action

We look at case studies from real clients who’ve had real success with a debt management program. View our interactive map to see how enrolling in a debt management program has has helped millions of Canadians facing the same challenges with debt that you face.

Learn how debt impacts people differently throughout the country »

Helpful Infographics

Infographics offer you an easy visual way to understand complex financial topics and important consumer statistics. Whether you need help to understand how credit scores work or you want to see how your budget stacks up to the average Canadian Household, these infographics can help you get a clear picture of your financial life.

Check out all infographic topics »

Ask the Experts

If you have a financial question, we’re here to help! Get expert advice and easy-to-understand answers to your toughest financial questions so you can meet financial challenges head-on.

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In the Community

Whether delivering free financial education programs to community groups across the country, or proudly contributing to charities, we are committed to providing a helping hand wherever we can.

Find out about our outreach and support programs »

Corporate Financial Wellness

Consolidated Credit offers customized financial wellness programs for your business or organization. Help your employees, members or customers find financial success with a range of free resources, from interactive courses and calculators, to self-help guides.

Get more details on our customized solutions for businesses »