Profiles of Debt Success

Personal stories of overcoming problems with debt and finding the right financial path.

Think you’re alone when it comes to your debt problems? You’re not. Debt problems affect people from every walk of life. Whether your problems were caused by unexpected life events or just by your own lack of financial education or planning, there’s a solution out there that can help you get back on the right track.

If you’re ready to get started or you just need to talk to someone to learn more about what we do, call us at 1-800-774-0313.

Paying for School with Credit Cards

After paying for both her daughters’ school with credit cards, Susan found herself in $23,000 worth of debt. Here is how she paid it all off.

Eugene Gets Ahead of Just Getting By

For 45-year-old Eugene of Edmonton, the path to debt wasn’t paved with frivolous purchases, fancy gifts or multiple credit cards. It was simply a matter of getting by.

David – Faces the Music

For David, a 38-year-old Vancouver Island resident, the transition from waiting tables in a fine dining restaurant to working construction had pros and cons.

Stephanie – Moves West and Finds Debt

For Stephanie, instant gratification was kind of a double-edged sword. Tight money while growing up in New Brunswick meant she went without lots of “stuff” that other kids had. As an adult, credit gave him access to that “stuff”, but also lured him into the short-term euphoria of the “buy now and pay later” mentality.

Tanya Hayden – Deciding not to live with debt any longer

Tanya Hayden was a university graduate with her entire life ahead of her. But, finding success wasn’t easy and she had to deal with her student debt. After suffering in silence for years, she finally turned to Consolidated Credit for help. This is her story in her own words:

Kathy – spending when you should be saving

Kathy says her four year journey to debt freedom “isn’t overly exciting”. But Consolidated Credit believes every story that involves someone overcoming their debt and changing their lives is special and worthy of praise. This is Kathy’s story in her own words…

Peter & Debra – when trouble at work comes home

Peter and his wife, Debra, seemed to be on the right track. They had good jobs and big plans for the future. However, a sudden job loss and a workplace injury started their descent into debt. This is their story in their own words…

How Consolidated Credit helped Peter get back on his feet

The entrepreneurial spirit was alive and well in Peter, as began to renovate the boarding home that he owned and operated. But unfortunately, tenant after tenant began leaving his home and the loss of rent money meant that his credit cards would remain saddled with heavy renovation costs. Learn how Peter got back on track with some help from Consolidated Credit. Here’s his story, in his own words…

Single mom is only a few months away from being debt-free

Sometimes things can be going well until “life happens,” and your finances can take a sudden turn for the worse. For Amber, a separation and eventual divorce delivered the one-two punch of heartache and financial ruin. On top of emotional difficulty, many divorced Canadians are forced to deal with unfortunate money trouble that comes along with divorce, such as legal fees and a household income split in half. Amber found the strength and support to battle back, and she is just a few months away from being debt-free. Here is her story, in her own words…

A caring mom, with the bills to prove it

Donna was a mother and an entrepreneur who had a big heart and was eager to help out her children. But bills began adding up and she started to lose her grip on her finances. This is the story of how Consolidated Credit helped her regain her grip, in her own words…

How one woman put a stop to the “minimum payment trap”

From time to time, Consolidated Credit receives letters of thanks from clients who have benefited from the program. Here’s a letter from Lori, who wrote us to tell us how she got into debt, how we helped her get out of debt, and what she learned. If we have helped you beat your debt problem, we’d love to hear from you too!

Tom R. – Youthful spending leads to mature lessons

Tom Ruddy had the spending habits of a typical young man. Money didn’t have a lot of importance to him, and he was happy to spend for a good time. But quickly his free-spending ways landed him in some serious financial trouble. Find out how Consolidated Credit helped him get back on his feet. Here’s his story, in his own words…