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Having a Budget that Fits Your LifestyleIntroduction to BudgetingMany Canadians believe that budgets are difficult to use and limit their freedom. However, that’s completely untrue because personal budgeting is necessary to achieve financial freedom. It is a ‘living’ document and can be adjusted as you see fit. People who can account for their money are people who are in control of their personal finances. Read more Budgeting Made EasyPersonal budgeting doesn’t have to be complicated. It can be a simple spending and savings plan that reflects your lifestyle and includes allowances for fun and recreation. It can help you to stop overspending, avoid credit card debt, bring order to your finances and aid you in setting new priorities for your life. Read more Creating Your BudgetReady to create a budget? You don’t need any special budgeting tools to get started. Our five-step budgeting tips process walks you through the basics for creating a budget, regardless of your current debt level. Read more |
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Budgeting Tips for Teens and University StudentsBudgeting 101: Your Money Guide for Getting Through School School is important to help you create a successful future. Learning how to budget is one of the lessons that will stick with you long after you've graduated. Read more Managing Your Money: Why It is Important to Start Young Developing good money management skills can secure your future and help you achieve everything you want out of life. This section teaches teens the importance of budgeting, saving money, how to spend responsibly and how not to abuse credit. Read more |
Get Free Budgeting Advice from a Trained Credit Counsellor
Consolidated Credit Counseling Services of Canada, Inc. has helped thousands of Canadians with their personal finances. A trained credit counsellor can do a free budget and debt analysis to help you figure out where you’re spending your money, and advise you the best way to manage your personal finances.
A credit counsellor might also advise you to enter a debt management program or recommend other credit counselling solutions. They can also provide additional budgeting tips and tools.
Budgeting is the first step to gaining control of your personal finances, but you don’t have to do it alone. If you’re having difficulty getting started, call 1-888-287-8506 to speak with a trained credit counsellor or start your free budget and debt analysis online.
What Our Clients Say About Consolidated Credit
University Settlement has been working in collaboration with Consolidated Credit Counseling Services of Canada, Inc. for the past two years in providing workshops on financial matters to newcomers to Canada. Workshop topics included banking, credit, fraud detection, women and money…In addition, Consolidated Credit provided educational material on various financial topics to our clients to aid their understanding of the Canadian financial world and their adaptation to managing money matters in Canada…presentations were offered in English by Mr. Chometa and translations to Farsi and Mandarin provided by our Settlement workers…
Lily Chan, Director, Settlement and Social Services
University Settlement
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Many college-bound teens receive credit card offers before they even set foot on campus. Once at school, they are enticed with offers for free T-shirts, concert tickets, or other freebies simply for completing an application. This publication teaches how to successfully manage money, use credit wisely, and avoid credit problems. This course provides students with money management techniques that puts them in control of their money and helps them to graduate with a plan for a successful financial future. |
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