Complete the courses to achieve true mastery of your debt, credit and money.

Do you feel like you’re lacking the financial skills you need to make important financial decisions in life? You’re not alone. Although financial literacy is improving in our school systems, it’s still lacking and doesn’t help you if you’ve already graduated.

Without a property understanding of your family’s finances, you’re more likely to find yourself in debt, living paycheque to paycheque, struggling to make a living. Thankfully, there’s a fun and easy way to turn your financial situation around and live a financially happier and healthier life.

The Credit Dojo is an interactive course that covers a wide range of financial topics to make you a financially smarter consumer. It’s broken down into 16 parts, each section covering a vital part of your finances.

The first section covers budgeting. About half of Canadians are living paycheque to paycheque. If you wonder where all your money goes on a monthly basis, join the party. This section goes over all the basics of budgeting and helps you learn how to build a well-fortified budget.

On the other side of the coin is spending. If you earn a decent income and you’re still struggling to save, it might be as a result of a spending problem. The second section of the course looks at getting the most out of your spending. You’ll find out how to save money on major expenses like food, clothing and transportation.

It’s often been said that saving money is an art form. Sadly, it’s becoming a lost art form with many of us. Once you have a budget, it’s time to start saving money to help you reach your financial goals sooner. The third section of the course goes over everything you need to become a super saver.

Retirement may seem like a long time away, but it’ll be here sooner than you think. Unfortunately, most companies don’t provide generous retirement benefits anymore. In the fourth section we’ll talk about various retirement plans and how to make the most out of them, so you can live comfortably in your golden years.

Sections five through seven focus on a four letter four we hear a lot these days: debt. Do you already have consumer debt? Section five focuses on managing the debt that you already have, while section six helps you reduce the one of the most costly types of debt out there, credit card debt. For those who find themselves with too much debt to handle, section seven focuses on debt consolidation.

There are just seven of the 16 parts of the course. There are many other important financial topics covered, including credit scores, buying a home, mortgages and home equity, among others.

The course is interactive in nature. It includes a video to introduce each topic and a quiz at the end to help test your knowledge to make sure you’re fully grasping it.

After taking this course, you’ll have the financial knowledge you need to make better well rounded decisions to improve the financial health of yourself and those around you.